A refrigerator has become an indispensable appliance in modern households for keeping food fresh. The idea behind refrigerating is to reduce the activity of bacteria in food and keep it fresh for a longer period.
The increasing demand for refrigerators in every kitchen has inspired manufacturers to launch more advanced refrigerators in the market with numerous features. If you need a refrigerator but are facing a financial shortage to buy it, you can purchase a fridge on EMI using a Bajaj Finserv EMI Network Card.
Some Top Brand Refrigerators
Following are a few popular branded refrigerators that you can buy using the Bajaj Finserv EMI Network Card:
- Godrej 240 L 2 Star Frost Free Double Door Refrigerator Aqua Blue
- Godrej 192 L 4 Star Direct Cool Single Door
- Haier 258 L 3 Star Frost Free Double Door
- LG 260 L 2 Star Frost Free Double Door
- Samsung 234 L 2 Star Frost Free Top Mount Double Door
How to Buy the Top Branded Refrigerator on EMI Online?
There are both online and offline ways to purchase a branded refrigerator on EMI via Bajaj Finserv EMI Network Card.
Following are the steps to buy a refrigerator on EMI online:
Step 1: Navigate to the official website of Bajaj Finserv partner stores that sell refrigerators.
Step 2: Enter your details to log in
Step 3: Take a look at the list of refrigerators on the website available for sale.
Step 4: Choose your preferred fridge and click on proceed
Step 5: Visit the ‘Mode of payment’ section and choose the no-cost EMI of the Bajaj Finserv EMI Network Card.
Step 6: Choose your affordable repayment tenure and apply.
While purchasing a refrigerator on no-cost EMI using the Bajaj Finserv EMI Network Card, you do not need to worry about large cash payments.
How to Buy a Refrigerator on Bajaj Finserv EMI Network Card Offline?
On the contrary, the offline method is also available while purchasing your refrigerator on EMI without using a credit card. Here also you have to follow the steps mentioned below:
Step 1: Go to the Bajaj Finserv partner store near your area that sells fridges.
Step 2: Select your preferred model and check its price and features
Step 3: Choose the repayment tenure as per your affordability.
Step 3: Share the details of your Bajaj Finserv EMI Network Card.
Step 4: You will receive an OTP on your registered mobile number.
Step 5: Enter the OTP and complete the buying process.
How Does No-Cost EMI Work?
The working nature of a no-cost EMI is different from normal EMI. For instance, if you borrow Rs. 15000 on your EMI card to buy your refrigerator, you only have to repay that same amount throughout your tenure. You do not have to pay any additional amount
Advantages of Purchasing a Refrigerator on EMI Using the Bajaj Finserv EMI Network Card:
Following are the advantages you can get while using the Bajaj Finserv for buying your refrigerator on EMI:
- Purchasing a fridge without using a credit card.
- You can get a high-limit pre-approved loan while using this card to buy your refrigerator on EMI.
- Enjoy no-cost EMI for your fridge purchase.
- You will get a flexible repayment tenure between 3 and 24 months.
- After paying the first EMI, you can pre-close your loan at any time you desire.
Application Process for Bajaj Finserv EMI Card
After knowing how to a fridge on EMI by using the Bajaj Finserv EMI Card, let’s check how to apply for a Bajaj Finserv EMI card:
Step 1: Navigate to the official website of Bajaj Finserv EMI Network Card and click on ‘Apply Now’.
Step 2: Choose your profession, and enter your PAN card details, registered mobile number, and date of birth to check your eligibility.
Step 3: Select ‘Check Your Offer’ to see the pre-approved offer of your Bajaj Finserv EMI Network Card.
Step 4: Insert the One Time Password you received on your registered mobile number.
Step 5: After verification, enter your name, email id, PIN code, and gender on the page.
Step 6: Select ‘Proceed’ to see your credit limit and ‘Proceed’ again to fetch the KYC section.
Step 7: Thoroughly check your KYC details before confirmation
Step 8: Make the payment for the activation of your EMI Card.
Step 9: Enter the OTP and your bank details before the final submission.
Step 10: Select ‘Submit’ to use your card and access the special offers and benefits given by the Bajaj Finserv EMI Network Card.
To summarise, if you want to buy a brand new refrigerator but are suffering from drawbacks due to financial scarcity, you can buy your fridge on EMI by using the Bajaj Finserv EMI Network Card. By doing so, you can get several advantages like discounts, special offers etc.